Everything found in the Basic program and in addition:
- Political Unrest, Stoppages, Strikes, Demonstrations, Riots
- Terrorist actions
- Malicious actions
- Flood, Storm, Gale
- Snow, Hail, Frost
- Falling trees
- Water Pumping costs
- Pipeline Breaking, including exploratory work
- Sprinklers accidental leak
- Burglar Damage
- Crystal breakage
- Short circuit
- Third parties liability for covered risk
- General Liability
- Welfare Term
- Property Custody Costs.
The following coverages are provided when securing business content:
- Employer Responsibility
- Theft after Burglary
- Cash Robbery
- Prescription Robbery (applies to pharmacy insurance)
- Destruction of Prescriptions from covered risk (applies to the pharmacy insurance if the value of the prescriptions has been declared)
- Costs of Temporary Relocation & Transportation of Insured Content
- Alteration of Goods
- New Replacement Value in content for equipment up to five (5) years old
- Daily allowance due to closure of the business under covered risk.
The following coverages are provided at an additional cost
:
- Safe
- Unconditional flame short circuit
- Earthquake (covers damage from shock, fire, subsidence, landslide due to earthquake).
