Terms of use

User Agreement

The visitor / user of the pages and services of the Network gives his/her consent to the terms of use below, which apply to all content, pages, graphics, images, photos and files included in the website. Therefore, he/she must read these terms carefully before visiting or using the pages and services of the website.

If he/she does not agree, then he/she must not use the services and content of the website. The visitor / user is requested to check the content of the specific pages for possible changes. The continued use of the website even after any changes means the unconditional acceptance by the visitor / user of these terms.

Intellectual and industrial property rights

Except for the explicitly stated exceptions (copyrights of third parties, affiliates and operators), all content on the site, including images, graphics, photographs, drawings, texts, services and in general all its files, are copyright, registered trademarks and service marks of the said owner of the website and are protected under the relevant provisions of Greek law, European law and international conventions. Therefore, none of them, in whole or in part, may be sold, copied, modified, reproduced, republished or “uploaded”, transmitted or distributed in any way.

Exception to the above is the case of individual storage of a single copy of part of the content on a usual personal computer for personal and not public or commercial use, and without deleting the website origin indication, in a way that the related intellectual and industrial property rights.

The internal content management software is an intellectual property, registered trademarks and service marks of the manufacturer of the website and are protected according to the relevant provisions of Greek law, European law and international conventions. Therefore, it may not be sold, copied, modified, reproduced, republished or “uploaded”, transmitted or distributed in any way in whole or in part.

Any other products or services mentioned in the web pages of this website that bear the marks of the respective organizations, businesses, affiliates, associations or publications, constitute their own intellectual and industrial property and therefore these bodies bear the relevant responsibility.

Visitor / user responsibility

The visitor / user of the pages and services of the website assumes responsibility for any damage caused to the website by misuse or improper use of the relevant services.

Network liability limitation

The content of the website is provided “as is”, without any guarantee expressed or implied in any way. The website denies to the maximum extent and in accordance with the law all guarantees expressed or implied, including, but not limited to, those which imply marketability and suitability for a specific purpose.

The website does not guarantee that the pages, services, options and contents will be provided without interruption, without errors and that errors will be corrected. Also the node does not guarantee that it or any other related site or the servers through which they are made available to you, are provided to you without viruses or other harmful components. The website does not guarantee in any case the correctness, completeness or availability of the contents, pages, services, options or their results. The cost of any corrections or services is borne by the visitor / user and in no case by the website.

Exclusion of legal advisers

The content and information contained in the website constitute an offer to the visitor / user of the website and in general to the community of Internet users, and they neither can be construed as legal advice nor do they conceal any such relationship between a lawyer and customer or prompt for business or non-specific operations.

The website undertakes the collection, processing and distribution of its content, but in no case guarantees its perfection, completeness, adequacy and general suitability and the absence of possible errors much more due to its particularly large volume, as well as of the participation of third parties (individuals or legal entities) during its primary production and collection. Therefore, the visitors / users of the website, using its services on their own initiative, assume the relevant responsibility of cross-referencing the information provided with the sources.

Links to other sites

The website does not control the availability, content, privacy policy, quality and completeness of the services of other web sites and pages to which it refers through links, hyperlinks or banner ads. Therefore, for any problem that occurs during their visit / use, you should go directly to the respective web sites and pages, which have the relevant responsibility for the provision of their services.

The site should in no way be construed as endorsing or accepting the content or services of the web sites and pages to which it refers or linking to them in any other way.

Links to the Network

Links to the website are permitted only to its home page and not to pages that (possibly) have a password, unless otherwise expressly agreed between the content owner and the referrer. In any case, these links should only be created through hyperlinks and not through images.

Supervision

Cooperative Bank of Karditsa operates legally as a Credit Institution in Greece with the relevant permission of the Bank of Greece, which is also the supervisory authority.

Applicable law and other terms

The above terms and conditions of use of the website, as well as any modification, change or alteration are governed by and supplemented by Greek law, European Union law and relevant international treaties. . Any provision of the above terms becomes contrary to law, automatically ceases to be valid and is removed from the terms of use, without in any way affecting the validity of the other terms. This constitutes the entire agreement between the website and the visitor / user of its pages and services and binds only them. No modification of these terms will be considered and will not form part of this agreement unless it has been made in writing and incorporated into it.