Insurance

Insurance - Bank of Karditsa
Insurance - Bank of Karditsa
SynWallet
In case of use of physical violence or threat Coverage of theft of cash withdrawn from ATMs.
In case of theft or loss of the card Coverage for unwanted charges or withdrawals.
Coverage of the cost of replacing a bag, personal documents, keys and wallet.
In case of card theft Coverage of the cost of a stolen mobile phone and the cost of subsequent communications or coverage of the cost of a stolen tablet.
Shopping protection Coverage of theft or damage of the product purchased through the card for a period of 60 days from the date of purchase.

Other Product Features:

  • Each Customer (individual) insures all his credit or debit cards which have been issued by the Cooperative Bank in Greece, with a program he bought with a single charge.
  • Each Customer (individual) can insure a third individual by debiting his account.
  • The Beneficiary of the Insurance Amount will always be the Insured person.
  • Annual coverage period with automatic renewal.

Personal Documents:
National Identity Card, Passport, Driving License, Vehicle Registration, Residence Permit, Work Permit, High Speed Boat Licence, Health / Sickness Booklet.

Geographical boundaries:
Shopping Protection: Greek Territory (goods purchased from stores in Greece).

Other Coverages:
Global Coverage.

Car

Liability to third parties: Personal injuries and property damage that will be caused to third parties by your car, with the respective limits provided in our legislation.

Car Material Damage: We cover your car from any possible danger, such as total-partial theft, fire, terrorist or malicious acts, natural phenomena and hail, broken windows, material damage from uninsured vehicle, as well as own damages (gross). Your car is safe, due to the specially designed programs of the Cooperative Bank, which cover immediately and effectively any needs that may arise.

Legal Protection: We cover the owner or driver of the vehicle to claim damages, to defend in criminal courts, to appeal to competent administrative authorities for reduction or elimination of administrative fines, as well as to resolve disputes arising from contractual agreements with the status of the main or legal holder.

Personal Accident: We provide you and your family insurance for the effects of a serious car accident by covering the personal accident of a driver or owner.

Roadside Assistance: In case that the car is immobilized due to damage or a car accident, in Greece or Europe, you are given the opportunity to be transported to a workshop of your choice or be repatriated.

Bonus / Malus protection: The amount of insurance is protected when renewing your insurance policy, even if you cause two accidents in the 12-month insurance period of your car.

Special Insurance

Shareholder Insurance (Provided for free to all shareholders by the bank).

Borrowers Life Insurance

This program is a specialized insurance product. We cover the borrower for those risks that may prevent him from repaying his loan, ensuring the Bank a safe and prompt repayment of the loans for any reason, avoiding time-consuming procedures and actions that may occur in contrast to its social role.

Program coverages :

  • Temporary Life Insurance (Basic coverage)
  • Total permanent disability (Supplementary Coverage)

Insured capital::
The amount for which each borrower is insured is the one that he/she owes the bank at the given time (capital and interest).
A key characteristic of this insurance is that the insured capital is gradually reduced depending on how and when the loan is repaid, ensuring the lowest possible cost for the borrower. At the same time, it is possible for the insured capital to remain stable or to be increased.

Bicycles

Daily cycling improves health and helps reduce environmental impact. In addition, it offers ease of travel and economy. INTERLIFE has created SAFEBIKE, a new program that covers both the cyclists and the bike.

Characteristics:
The program insures city bikes, mountain bikes, second-hand or not, for damages that will be caused to third parties and in cases of accidents.

Life Plans - Basic Covers
Survival Survival insurance with reimbursement of insurance premiums in case of death.
Pension Lifelong Monthly Pension with return of insurance premiums in case of death with a guaranteed payment period.
Life insurance
  • Simple Death Insurance
  • Simple Death Reduced Capital Insurance
  • Lifetime insurance for lifelong payment
  • Lifetime insurance for limited payment
Mixed insurance of a person of periodic premium Mixed insurance of a person of periodic premium.

Complementary life coverages:

  • Simple supplementary death insurance
  • Insurance premiums exemption coverage
  • Disability & personal accident coverage
  • Beneficial coverage
  • Lifelong hospital program
    • Room and food
    • Surgery without hospitalization
    • Emergency transport coverage (Within Greece): by ambulance, helicopter or civil / air force aircraft
    • Maternity benefit: payment of childbirth allowance
    • Annual screening
    • Compensation in case of hospitalization abroad
    • Premium adjustment
    • Allowance for hospitalization in a public hospital
    • Daily allowance without claim for compensation

Synet-Basic Hospital care:

  • Room and food
  • Surgeon - Anesthesiologist fees: doctors’ fees, surgeon and anesthesiologist fees are covered
  • Surgeries that do not require hospitalization: one day clinic
  • Coverage of emergencies
  • Urgent transport coverage (Within Greece)
  • Compensation in case of hospitalization abroad
  • Premium adjustment
  • Hospitalization in a public hospital
  • Consecutive hospitalizations
  • Participation of another insurance company
  • Hospitalization without claim for compensation
  • Premium adjustment

Synet-Plus Hospital care:
The Company covers the expenses of the Insured person, if illness he is admitted for treatment due to an accident either in Greece or abroad.

Outpatient Life Programs - “Synet-Pass”

The program provides the insured person with the possibility of performing unlimited laboratory diagnostic examinations, medical visits-operations and specialized preventive examinations (check up) with a preferential price list in the contracted diagnostic centres AFFIDEA and in a network of collaborating doctors of all specialties.

  • Scheduled medical visits of all specialties in the network of collaborating doctors throughout Greece
  • Home visits by the collaborating doctors of the network
  • Dental procedures in a network of collaborating dentistsPhysiotherapy care in a network of collaborating physiotherapists
  • Blood draws at home
  • Laboratory-imaging diagnostic tests
  • Specialized preventive checks

Numerous services with special discounts in collaborating networks of optical centres, artificial insemination centres, ophthalmological centres, cosmetic medicine centres and rehabilitation centres.

Fire - Earthquake House Insurance

A complete housing program, SynetHome that offers a variety of coverages, with integrated earthquake coverage and highly competitive premium!

Coverages:

  • Fire - lightning strike
  • Wide explosion
  • Own damages to the central heating boiler in A’ Danger
  • Forest - shrubs - grass fire
  • Aircraft crash - vehicle collision
  • Falling trees, electric or telephone poles
  • Flood, storm, gale
  • Snow, hail, frost
  • Breakdown of water, heating, air conditioning & sewerage pipes
  • Terrorist actions
  • Stoppages, strikes, demonstrations, riots, political unrest
  • Malicious actions
  • Crystal breakage in A’ Danger
  • Short circuit of construction electrical installations in A’ Danger
  • Theft after burglary (if the contents of the building are also covered)
  • Thief losses in A’ Danger
  • Money robbery, hold-up in A’ Danger
  • Earthquake damage & fire
  • Replacement value for construction
  • Welfare term up to 10% of the insured capital
  • Coverage of firefighting & damage minimization costs
  • Covering the costs of deposition, demolition & removal of rubble
  • Fire third parties liability.
Boat Security

Motor yachts::

  • Private Motor Boats (Including Greek-flagged private yachts and speedboats)
  • Sea Mopeds SEA BEETLE, AQUA SCOOTER, SEA BIKE, MINI CRUISER, SERF-JET, HOVER CRAFT, JET-SKΙ

Get to know all our services in the private sector.