The Technical Liability Insurance program ensures you complete coverage of your professional liability in accordance with law 3844/2010 and the Presidential Decrees for the provision of technical services in Greece. It covers you for damages that your customers can claim, from accidents (body injuries and/or material damage) that can be done by your own fault, during the exercise of your professional activity.
Specifically, it covers you for:
Negligent acts or omissions of you or the people you have at your service, during the work, as a constructor or maintainer of the project
Claims in respect of any defect in the product used for the work
Claims from incorrect design-study of the project.
It concerns all doctors’ specialties. The cost of coverage varies depending on the specialty, the doctor’s employment relationship and the limit of coverages. Below we have created a calculation form with which you can calculate the exact cost of your insurance for your specialty.
Your professional liability as a physician for loss of life or personal injury that may result from:
Acts or omissions in the legal exercise of your profession, as a doctor of any specialty
Errors or omissions in the execution of instructions given to your assistants as well as, in case of emergency, medical assistance that can be provided regardless of the declared specialty
If it has a private practice, the accidents that may occur in this area are covered (area liability or general liability)
Finally, the costs of legal support for the payment of legal fees and court costs in Criminal Courts, which are related to this coverage, are covered.
Liability is covered by the pharmacy operation.
The professional liability of the pharmacist is covered for negligence, error or omission in the exercise of his/her duties within the limits of his/her specialty, as well as errors or omissions in the execution of instructions given to his/her assistants.
Object of Insurance: The Professional Liability of the Tax expert - Accountant towards his/her clients is covered for errors or omissions that will arise exclusively from the exercise of his/her profession, in accordance with his contractual obligation.
Insured are:
Freelance accountants and accounting firms.
Indicative insurance coverages and Reasons for claims:
Compensation for claims of third parties arising from the negligent exercise of the profession
Defense costs regardless of the validity of the accusation and the infidelity of the employees
Amounts of possible out-of-court settlement
Court costs
Extended claims notification period and up to 1 year from the marurity of the contract (provided the contract is renewed in our business)
Wrong professional advice without deceit
Failure to meet deadlines following force majeure
Improper or incomplete preparation of tax returns
Non-compliance with accounting regulations.
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