Share Sira Project Pilot Action

“Adaptation of a website, creation of web banking and creation of information points with QR code to facilitate accessibility to refugees – immigrants”

The section of the website you are navigating attempts to provide useful banking information tailored to the needs of people with refugee and migrant backgrounds. Through this platform, it is sought to facilitate the economic and social integration of those who live in the Regional Unit of Karditsa, although not exclusively, as due to the nature of the information and services provided online, access is also possible by residents of other areas of the country.

The Cooperative Bank of Karditsa, located in the center of the city of Karditsa, began its operation as a Credit Cooperative Organization in 1994 and evolved into a Credit Institution in 1998. The Bank was created by the contribution of institutions and citizens of the Prefecture of Karditsa, contributing to its development, while in recent years, we have been active throughout the country, supporting farmers, small and medium enterprises, professionals, energy companies. As a member of FEBEA, our main approach revolves around the individual and the business as axes, to support their development needs.

We focus on vulnerable social groups such as Roma, refugees, immigrants, young people, single-parent families, etc. through flexible banking products, services and partnerships that meet their needs.

In the framework of the SHARE SIRA project to strengthen and expand the social orientation and integration of newly arrived refugees and immigrants in rural areas of Europe, the Cooperative Bank of Karditsa is implementing a pilot action with the aim of facilitating this inclusion in practice.

Under this action, our website is translated into French and Arabic (already available in Greek and English), our web-banking was adapted and translated into English, French and Arabic and QR Posters with useful information of banking interest in the above languages were placed within the prefecture of the city of Karditsa.

Banking products and concepts are specifically developed below to serve people with a refugee or migrant background.

Savings / Deposit Account

An account necessary for employees, for collecting benefits, collecting work stamps, issuing a debit card, paying bills, standing orders, sending or crediting remittances or simply a savings account.

Necessary supporting documents to create a Savings/Deposit account:

Identification Element such as Identity, Passport, Residence Permit
Tax Identification Number
Social Insurance Number
Residential Details
Contact Info
Professional Details

Insurance Coupons

Insurance Coupons are mandatory so as to pay people you employ on a regular or casual basis for private work or services. Employees may include domestic cleaners, private tutors, childcarers, caregivers, gardeners and landscapers. An employee's Tax Identification Number & Social Insurance Number is necessary.

Debit Cards

It is connected to the savings account for deposits / withdrawals from ATMs and provides electronic access to the bank account you maintain. It can be used instead of cash when making purchases from either a physical store or an online store.

If the bank account does not have an available balance greater than or equal to the amount of the payment, the transaction will not take place because the check is done in real time.

In order to make a payment via the Internet, the following mentioned card details must be entered:

The debit card, on one side, has the name of the beneficiary in Latin characters, a 16-digit number in the format 1234 5678 9012 3456 and the expiry date of the card in the format MONTH/YEAR (eg 09/22 for September 2022) . On the other side it has the last four digits of the 16-digit number and then a three-digit security number which is the CVV, which will be requested during payment.

The transaction is identified with the cardholder's tax identification number and the security code that appears as a message on the cardholder's connected mobile phone.

Upon completion of the payment, the corresponding amount is immediately blocked and after a few days, it is completely removed from the cardholder's account.

Bill payment - Standing Orders

Declare the payment of your home or business fixed expenses through the savings account and save time without extra charges. By providing a copy of the bill you want to pay and only making sure you have the necessary balance in your account each time.

Web banking codes also give you access to gov.gr.
gov.gr is the new Single Digital Portal of the public administration for citizens and businesses.

It hosts all the digital services of the ministries, agencies, organizations and independent public authorities that are already provided online. It also provides directly to citizens the new digital services of responsible declaration, authorization and immaterial prescription, as well as any new digital service.

Transfer money to other countries

Easily, quickly and securely by providing proof of identification and contact information for the recipient of the money. Either with a money transfer service or by sending a transfer to a bank account.

Financial services

The Cooperative Bank of Karditsa supports every viable business plan. Browse our site. You will find all financial services for individuals, businesses, farmers, young entrepreneurs and the support of women's entrepreneurship.

Our associates in all our branches are always available to discuss your business ideas, recommend what suits your business profile, support you – advise you and get you in touch with experts to create a business plan.

Useful links

Locations